3 Ways To Write A Check On A Us Bank To A Canadian Payee

There aren’t any notes or differences you’ll need to make for the check to be cashed and accepted by a standard Canadian bank.

Note the currency you’re using. The currency of the check is based on the bank that it is drawn from. If the funds are drawn from a U. S. bank, the funds are denoted in U. S. dollars (USD). If the funds are drawn from a Canadian bank, they are based in Canadian dollars (CAD).

Sometimes if your bank charges a fee, you can get around it by using special accounts or services tailored for foreign transactions. Make sure you know what options are available before writing the check. If you are writing many checks and are hit with fees, sometimes as much as $40 dollars per check, this can really affect your bottom line. You will also want to know whether the receiver will have to pay a fee so you can accommodate for this in your transaction.

If you are in a time-sensitive situation, you may want to look into other methods like wiring the money, credit cards, or online services like PayPal.

Different companies will have their own ACH that the funds pass through. Use one with experience sending money from the U. S. to Canada, like DebitWay or Sage.