A Gamble On Life
Should you join the crowd? The definitive answer is . . . maybe, but then again, maybe not. These policies carry unusual risks. But for venturesome buyers, impatient with the low interest rates other types of policies pay, VULs shine like hope. To save you time, let me tell you who should turn the page. VULs aren’t for families who need a lot of coverage, cheap. Their best buy is term insurance, which delivers death protection at a low out-of-pocket cost....